AML, fraud and sanctions in one platform

Fewer false positives.SARs drafted in minutes.

Noctula checks every payment for fraud, money laundering and sanctions risk, shows your analysts exactly why it was flagged, and drafts the report for them to approve.

Free Sanctions & Ring CheckIBAN CalculatorSee how a payment is checked

Instant payment, new beneficiary

4,850.00 EUR

Held for review
Risk score87 / 100
  • Beneficiary received from 11 unrelated senders in 48 hours+18
  • Funds forwarded abroad within 20 minutes+16
  • Remote access tool active during the session+14
  • Same device used by 2 other customers+12
+3 more signalsSample case, fictional dataSee the full breakdown

Five AI analysts, one human decision

Each case is prepared by specialist analysts

  • Fraud Analyst

    Is this the real customer?

  • Sanctions Analyst

    Is anyone involved sanctioned?

  • AML Analyst

    Where is the money really going?

  • KYC Analyst

    Is the customer who they say they are?

  • SAR Filing Analyst

    What do we tell the regulator?

Meet the analysts

Why this payment was stopped, on one screen

Device and session signals, the mule network one and two hops behind the beneficiary, and exactly what the AI agent was allowed to read. Point at a signal to see where it comes from in the network.

Sample case, fictional data

Instant payment of 4,850 EUR to a new beneficiary

Risk score

87 / 100

Held for analyst review

Signals that raised the score

Points added to the 0 to 100 score

  • Device 26
  • Session 15
  • 1st hop 30
  • 2nd hop 16
  • Total 87

The analyst workspace

Investigate, connect and report in one place

Four views your team uses every day. Pick one to see it with sample data.

Payments waiting for a decision, riskiest first

Sample data

  • Sample Freight Co. B, International wire, 410,000 EUR

    Counterparty is indirectly owned by a sanctioned company

    96 / 100Block

  • Sample Payments Co. C, Instant transfer, 92,400 EUR

    Many small transfers in 15 minutes, just under reporting limits

    78 / 100Needs review

  • Sample Retail Co. D, Domestic transfer, 4,150 EUR

    Matches the customer's usual behaviour

    8 / 100Cleared
Personal data is masked before any AI model reads it. Your analysts see the real values.

Trust and governance

Safe to try, ready for your regulator

Start with a pilot that runs next to your current controls, and keep your data in your own environment.

Try it next to your current system

Run Noctula on past or live transactions alongside the controls you already have. Payments are not affected while you compare results.

Built for regulatory examination

Rules, typologies and investigation steps follow EU AMLR and AMLD6, UK FCA, MASAK and goAML standards, so every decision can be explained to an examiner.

See compliance coverage

Your data stays yours

  • Runs in a single-tenant cloud or your own network
  • Encrypted at rest and in transit
  • Hardware-key sign-in and audit logs that cannot be edited
See security details