Noctula Logo Noctula
Fighting Financial Crime Worldwide

Stop Financial Crime.
Before It Moves.

Noctula gives compliance teams a single, air-gapped platform to detect money laundering, screen sanctions, catch fraud, and file regulatory reports: without ever exposing sensitive data to the cloud.

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Regulatory frameworks enforced by the platform

EU AMLR / AMLD6European Union Anti Money Laundering Regulation & 6th Directive UK FCA & JMLSGFinancial Conduct Authority & Joint Money Laundering Steering Group guidelines OFAC 50% RuleOffice of Foreign Assets Control: U.S. Treasury aggregate blocking rule UNODC goAMLStandard reporting data model used by European Financial Intelligence Units PSD2 / ISO 20022European Payment Services Directive & international SWIFT standard

How Noctula Works

From raw data to a filed SARSuspicious Activity Report: in three stages.

01

Ingest & Enrich

Connect your data sources. We parse and enrich every transaction into 190+ data points.

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02

Detect & Explain

Run 73 rules, 8 typology detectors, and MLMachine Learning scoring simultaneously.

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03

Investigate & Report

Pivot on graphs, run 5 AI agents, and draft SARsSuspicious Activity Reports under 4-eyes review.

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73

Pre-Built Rules

30 AMLAnti Money Laundering 路 13 CTFCounter Terrorism Financing 路 30 Fraud

8

Typology Detectors

Structuring to Round-Tripping

190+

Data Points

Per Transaction

5

AI Analyst Agents

Offline First

What Noctula Does For You

Five core services: each one built to solve a real compliance pain point.

Service 01

AMLAnti Money Laundering Compliance

Trace hidden UBOUltimate Beneficial Owner ownership chains, detect layering and structuring patterns, and auto-generate jurisdiction-specific SARsSuspicious Activity Reports.

  • EU AMLRAnti Money Laundering Regulation (EU 2024/1624) 25% UBO threshold engine
  • 4-jurisdiction SAR drafting (DE, NL, TR, Generic)
  • Export to PDF, Word, HTML, or plain text

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Service 02

CTFCounter Terrorism Financing & Sanctions

Screen every name against sanctions, PEPPolitically Exposed Person, and adverse media lists. Resolve OFACOffice of Foreign Assets Control (U.S. Treasury) 50% Rule ownership blocks automatically.

  • Fuzzy matching with transliteration folding
  • Fixed-point iteration for multi-tier blocking
  • Zero-egress: all lists evaluated locally

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Service 03

Fraud Detection

Catch account takeovers, impossible travel, money mule rings, deepfake attempts, and RATRemote Access Tool (e.g. AnyDesk, TeamViewer) scams in real time.

  • Isolation Forest + Z-score dual layer scoring
  • Explainable top-3 feature attributions
  • Geo velocity impossible travel (>1,000 km/h)

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Service 04

Rule Management

Ship day one with 73 institutional rules. Add, tune weights, enable/disable, and export via JSON. No engineering tickets required.

  • Threshold, velocity, aggregate & blacklist types
  • Shadow-mode backtesting before go-live
  • Nanosecond precision rolling velocity engine

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Service 05

Data Analytics & Link Analysis

Discover organized networks through interactive entity graphs. Link shared devices, IPs, IBANs, and rapid fund flows: with automated mule ring scoring.

  • Union-Find clustering + community detection
  • Pure-Python DFSDepth-First Search: graph traversal algorithm for cycle detection round trip cycle detection
  • One-click pivot from any field to full profile

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Capability

Geographic Intelligence

Service 07

OSINT Automation

Instantly profile any email, phone, IP, or IBAN using Open Source Intelligence without leaving the platform.

  • Disposable email & VoIP phone detection
  • Datacenter, VPN & Proxy IP resolution
  • Local-only zero-leak query protection

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Service 08

Corporate KYB & UBO

Unravel complex corporate structures and identify Ultimate Beneficial Owners through multi layered company graphs.

  • Multiplicative path stake calculation
  • Direct & indirect ownership graphing
  • Automated corporate registry cross-checks

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Visualize transaction density with heatmaps, detect impossible travel, and profile high risk corridors: on a fully offline vector basemap.

  • 2D histogram density overlays
  • Dual mode: offline vector + online tiles
  • Country risk profiling (top 12 jurisdictions)

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Agentic AI

5 Specialist AI Agents

Each agent runs 100% locally by default. Upgrade to local LLMsLarge Language Models (e.g. Ollama, vLLM) or Google Gemini: with automatic PIIPersonally Identifiable Information redaction on any external call.

Fraud Analyst

Account takeover 路 Scam detection

Sanctions Analyst

Hit adjudication 路 PEPPolitically Exposed Person exposure

AMLAnti Money Laundering Analyst

Layering 路 Structuring 路 Pass-through

KYCKnow Your Customer Analyst

CDDCustomer Due Diligence / EDDEnhanced Due Diligence review

SARSuspicious Activity Report Filing Analyst

Statutory narrative drafting

Infrastructure

Zero Trust Security by Design

Noctula runs fully offline: no server, no Docker, no cloud dependency. Engineered for air-gapped, on-premises deployment.

Hardware Bound MFAMulti-Factor Authentication

Hardware bound FIDO2 security keys and biometric verification completely block phishing attempts and credential theft.

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JITJust-In-Time: on-demand, temporary access Masking & Zero Knowledge

Sensitive customer data is hidden by default and only revealed to authorized managers when absolutely necessary.

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Immutable Audit Trails

Every action taken by your team is permanently recorded in a mathematically secure ledger that cannot be altered or deleted.

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NetGuard Egress Control

A strict security layer that guarantees your customer data can never leave your network without your explicit approval.

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Frequently Asked Questions

Clear answers for compliance and IT leaders.

All sensitive fields (IBANs, national IDs, addresses) are cryptographically masked at rest. Unmasking requires MLROMoney Laundering Reporting Officer-level RBACRole-Based Access Control credentials and is instantly logged to an immutable, hash chained audit trail. External lookups transmit only SHA-256 k-anonymity prefixes: raw PII never exits your perimeter.

No. Every alert includes plain language "why flagged" reasoning and top-3 feature attributions. The platform proposes; human operators under 4-eyes dual control dispose. Your compliance team can explain every decision to regulators.

Yes. Noctula separates analytical intent from privileged execution. Actions like TEMPORARY_HOLD or ACCOUNT_SUSPENSION are queued as operator requests requiring Maker-Checker (4-eyes) approval: your core system polls and executes them.

No. Noctula runs fully offline with no server, no Docker, and zero network access. AI agents use deterministic templates locally. Optional upgrade to local LLMs (Ollama/vLLM) or Google Gemini with automatic PII redaction before any external call.

Noctula maintains a multi-client registry with strictly isolated, per-tenant datasets. Only one client's data is loaded at a time. Row-level filtering by tenant ID ensures zero cross-contamination, with separate encryption keys per client.

See Noctula in Action

Schedule a confidential walkthrough with our compliance engineers.

AI Compliance Agent
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